Toyota Easy | Finance & insurance

How it works

Choose vehicle & customise plan

With Toyota Easy you can choose a deposit of between 0% and 36% of the vehicle cost. Once you estimate the kilometres you’ll expect to travel over your preferred term of 2, 3 or 4 years, we will calculate the Guaranteed Minimum Future Value (GMFV) of your car. The GMFV is a guarantee of how much your vehicle will be worth at the end of your finance agreement.

Pay your monthly rental

Your monthly repayments will be calculated on the remaining balance between the Deposit and Guaranteed Minimum Future Value, plus interest. By only financing this portion of the car’s value you can rest assured that Toyota Easy will be most affordable way to drive your new Toyota.

Choose your end of contract option

UPGRADE
Part-exchange your car and drive away in a brand-new Toyota.

KEEP
If you decide to keep the car, simply pay the GMFV and it’s yours.

RETURN
Give the car back with nothing more to pay as long as it’s in good condition and within the maximum mileage.

KEY FOR KEY

Turn your key into a brand new Toyota with key for key

Don’t have enough cash to buy a new car?
Have you considered the equity in your current car?

With Toyota Easy Key for Key we can help turn the keys of your current car into a brand new Toyota. You don’t have to put your hand in your pocket, only to give us the keys to your current car and at the end of your agreement we would like to get you into another new Toyota with no further deposit requirements.

HOW IT WORKS

KeyforKey is a version of Toyota Easy where you use the equity in your current car as a deposit for your new Toyota. When setting your deposit we recommend that you set a deposit around 15%. This initial deposit can come from your trade in. If your trade in is worth more than the deposit required we’ll even offer you cash back. Then at the end of the term, you can use the equity** left in your current car towards most, if not all of the deposit for a new car for the same or similar monthly repayments.

**The equity being the difference between GMFV †† (fixed) and actual market value of your car (variable).

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TERMS & CONDITIONS

The information provided is general in nature. You should seek your own independent financial advice to determine whether Toyota Easy is appropriate for your individual circumstances. Lending criteria and terms and conditions apply. Finance is provided by way of a hire purchase agreement at participating Toyota Dealers only. ††The Guaranteed Minimum Future Value (GMFV) is payable if you renew or retain the vehicle at the end of the agreement. Further charges may be applied by your Toyota Dealer subject to kilometre limits/condition of the vehicle. To qualify for Toyota Easy a deposit of between 0% and 36% of the Retail Price may be required and a maximum term of 49 months applies. The credit provider is Toyota Financial Services Ireland DAC. Models shown for illustrative purposes only.