1. Finance and Offers
  2. Toyota cosmetic repair insurance
I want to…

Toyota cosmetic repair insurance

Keep your Toyota in immaculate condition

The mirror-smooth shine on your Toyota is worth taking pride in.

Unfortunately, scuffs and chips are a part of everyday driving. Someone carelessly opening a door in a car park can dent your pristine bodywork. But is it worth losing your motor insurance policy no-claims bonus for a small repair?

  • Using exact paint matches and a sophisticated Toyota approved process, the repair technician will restore your Toyota to help keep it in immaculate condition.

    Your Toyota approved body shop or repair centre will expertly repair small dents, scuffs and scrapes.

    It’s the intelligent way to help maintain the value of your Toyota – and your pride in its immaculate condition.

    Please note: Any after-market repair may vary from an automotive factory finish which is machine sprayed beyond human capacity.

  • Protect your Toyota – and your no-claims bonus

    • Professional repairs for minor scratches, dents, chips and scuffs
    • Completed quickly and effectively at a Toyota approved bodyshop or repair centre
    • Does not affect your no-claims bonus
    • Up to 30 days to register your claim
    • Helps preserve the appearance of your Toyota
    • Can help maximise the resale value of your Toyota

  • What does Toyota Cosmetic Repair Insurance cover?

    • Scratches, scuffs and dents up to 300mm in length and 3mm deep
    • Stone chips up to 15mm in diameter and 3mm deep
    • Covers vulnerable panels including front and rear valances
    • Professionally repaired to immaculate standards

    Please note: This brochure is only a summary of the cover provided. For full details of cover please read the policy document terms and conditions.


There is a limit of three claims per year on this policy.

There is no policy excess to be paid in the event of a claim.

No, Toyota Cosmetic Repair Insurance is completely separate from your Motor Insurance policy.

When you become aware of any minor damage, this must be reported within 30 days by contacting the Claims line on +353 91 545 989 or by email on toyotaclaims@mapfre.com The Claims team will talk you through the simple steps to assess your claim and arrange your repair.

Toyota Cosmetic Repair Insurance repairs carried out by an approved repairer are guaranteed for five years from the date of repair. The insurer's liability is limited to the cost of rectifying any defective Toyota Cosmetic Insurance repairs.

You have the right to cancel this policy and to receive a full refund, provided no claims are known or reported, by giving notice of cancellation within 30 days of receiving your policy documents.
If the policy is cancelled after the 30-day cooling-off period, provided no claims are known, pending or reported, you will be entitled to a refund of the unused portion of the premium paid, minus an administration fee of €30.

• Damage that occurs within the first 30 days from the date of policy inception.
• Damage of any kind to wheels, rims or tyres.
• If any panel is ripped, holed, torn or perforated.
• Damage to beading, moulding, glass, lights or decals.
• Damage that extends across more than two body panels.
• Any damage that occurred before the policy start date.
• Scuffs and dents in the area shaded red in the diagram.

If eligible damage could not be repaired using cosmetic repair technology, we would contribute up to €250 towards a bodyshop repair at one of our approved repair centres. If the damage was not eligible, one of our approved repair centres could provide you a quotation for the repair.

Yes, you may transfer the benefits of this policy to a new owner, provided that:

1. The vehicle is sold or gifted privately and not to a garage, motor trader, auction or similar.
2. The eligibility criteria for this policy continue to be met.
3. There are no repairs outstanding or claims pending. The start date, period of cover and maximum number of claims that this policy will provide cover for will remain the same. The transfer will be subject to our approval.
4. The new owner contacts us on +353 91 545 989 or by email on toyotaadmin@mapfre.com to seek approval of the transfer of cover.

Only the vehicle detailed on the policy schedule is covered.

The policy covers damage to your car irrespective of the driver.

New and used privately and company owned cars up to 5 years old at the policy start date are eligible. Panel vans are excluded.

Toyota Cosmetic Repair Insurance is underwritten and administered by MAPFRE ASSISTANCE Agency Ireland.

MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland and Mapfre Warranty, is authorised by Direccion General de Seguros y Fondos de Pensiones del Ministerio de Economia y Hacienda in Spain and is regulated by the Central Bank of Ireland for conduct of business rules. Reg No 908374.

For full details on terms and conditions or to purchase this product, please contact your Toyota Dealer.